Maximum loan
€360,000
Limited by LTV (property value)
Max property price
€400,000
At 90.0% LTV
| Max loan by DSTI (50% income test, stressed) | €366,474 |
| Max loan by LTV | €360,000 (90.0% cap) |
| Binding constraint | Property value / LTV |
| Monthly payment (nominal rate) | €1,771/mo |
| Stressed monthly payment (+3pp) | €2,456/mo |
| Effective DSTI | 35.4% |
| Applied LTV cap | 90.0% |
| Rate applied (Euribor + spread) | 4.25% |
| Stressed rate (for DSTI assessment) | 7.25% |
| Effective term | 30 years (max 37 for age 35) |
Based on Banco de Portugal macroprudential rules (last verified 2026-07-04). Indicative only — final approval subject to bank credit assessment. Speak to a LoanNest advisor for a personalised assessment.
Intermediário de Crédito com Múltiplos Vínculos — registo pendente de aprovação pelo Banco de Portugal. Mediação de seguros — registo em curso na ASF.
JPDA, Lda. · NIF 517.315.211
Sede: Quinta do Lago, Almancil, 8135-024 Loulé
Livro de Reclamações electrónico disponível. Informação regulatória completa na página Info Legal.